Pricing
On the sticker price for formation, ZenBusiness wins outright. Its Starter plan forms your LLC for $0 plus your state's filing fee and still includes an operating agreement and your first annual report, genuinely useful inclusions that many "free" competitors strip out. Northwest charges $39 for formation, currently discounted from its regular $100, which is modest but not free.
The picture shifts on the registered agent line, and this is where Northwest earns its reputation. ZenBusiness registered agent service runs $99 for the first year and then $199 annually, or comes bundled at no extra charge if you choose the Premium formation plan. Northwest includes the first year free with any formation, then renews at a flat $125 per year with a price-lock guarantee, dropping to $100 per state once you're managing five or more entities. Over a five-year horizon in a single state, Northwest's agent service is meaningfully cheaper, though ZenBusiness narrows the gap by handing you free formation and stronger automation up front.
Two other numbers matter for total cost, and they answer a question most first-timers overlook: the cheapest state to form in is rarely the cheapest state to maintain. Your real annual expense is the state's recurring fee (an annual report or franchise tax), plus your agent renewal. Wyoming's annual report runs roughly $60, and New Mexico requires no annual report at all, which makes both attractive for keeping ongoing costs minimal. Delaware, prized for its business-friendly Court of Chancery, charges a flat franchise tax that starts around $300 for a typical LLC, so its favorable legal framework comes with a standing bill. To project your true cost, add the one-time formation fee, the recurring state fee, and the agent renewal — then weigh that against whether you'll actually operate in that state, since registering a "home" LLC as a foreign entity where you really do business stacks a second set of fees on top.